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Teachers
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Welcome to the Teacher section of The Wall Street Journal Classroom Edition Web site.

Subscribers: Please log in above to access the Classroom Edition archives, with reprints of articles and lessons, and links to related articles and resources cited in the Teacher Guide.

Considering a subscription? Click here.

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Teachers

The End of Wall Street: What HappeneD
Chapter One: In the first of this three-part series, Journal reporters explain how the housing bubble inflated and burst, and why easy money led to the collapse of Wall Street's biggest financial institutions. Watch it.
Chapter Two: Why It Happened. Watch it.
Chapter Three: What Happens Next. Watch it.
Lesson. Go.

The Weekend That Wall Street Died
The financial crisis that led to Lehman's collapse and sent Merrill scrambling marked a shift on Wall Street. Instead of CEOs banding together, it was every man for himself. Article

Implosion of an industry
Interactive graphic

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EDUCATION

The Safety Lessons of Columbine, Re-Examined
Security plans instituted after the Columbine massacre have taken steep cuts to funding, while administrators opt for simpler, low-cost measures. Read more arrow

Graduating With a Major in Go-Getting
With the right strategy, students may be able to turn the odds of landing a job in their favor. Read more arrow

Teaching Strategies to Survive Hard Times
Business schools that once focused their executive education on how to make the most of good times are now trying to help companies come up with survival strategies for a perilous economy. Read more arrow

Why College Towns Are Looking SmarT
College towns have long been considered recession-resistant, but can this success outlast the current downturn? Read more arrow

Detroit's Pain Begins to Spread Into Wealthy Suburbs and Schools
The storm battering the auto industry is sweeping through the suburbs where white-collar workers live. Read more arrow

In Education, a Chance for Change
Treasury Secretary Timothy Geithner may be the Obama cabinet member facing the biggest crisis, but Education Secretary Arne Duncan may be the one with the biggest opportunity. Read more arrow

Schools Crunch Calculus of Stimulus
Schools struggling with some of their worst budget crises in generations are taking stock of President Obama's stimulus package--hoping the money will restore funding for things like textbooks, teacher salaries and tuition. Read more arrow

Experts Wonder How Education Goals Will Be Met
Obama laid out goals aimed at boosting high school and college graduation rates, but left experts wondering how he intends to reach his targets. Read more arrow

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PERSONAL FINANCE

Student Loans: Default Rates Are Soaring
Defaults on student loans are skyrocketing amid a weak job market and steadily rising tuition costs. Here are some options for borrowers looking for help. Read more arrow

Laptops, Lower Prices
In an effort to drive sales, PC makers have shifted their product lineups toward cut-rate laptops that appeal to frugal consumers. Read more arrow

Pay's Important, but It's Not Everything
Isaac explains to Steve that his new, nonpaying gig at a radio station is just as valuable as his paycheck from his job at a tea shop. Read more arrow

Mom and Dad, You're Broke
After the financial devastation of the past year, now is the time to talk about money with your aging parents, who may have experienced harsh losses. Read more arrow

Seven Things You're Wasting Money On
Looking for ways to keep your budget in line? Cut your spending on money wasters like overdraft fees and auto insurance and you could save roughly $1,000 a year. Read more arrow

Citi to Allow Jobless to Pay Less on Loans
Citigroup announced a new program aimed at addressing the latest challenge facing the mortgage industry: unemployed homeowners. Under the program, Citigroup will temporarily lower mortgage payments to an average of $500 a month for certain borrowers who have recently lost their jobs and are at least 60 days behind on their mortgage payments. Read more arrow

Obstacles for Young Investors

The investment losses of many parents, as well as minimum entry balances, have made it difficult for them to encourage their children to invest. Read more

States Offer Safe Choices in 529 Plans
States are expanding the conservative options in their 529 college savings plans as more families look to protect their savings from financial-market turmoil. Read more arrow

Flexible Payment Terms for Parent College Loans
A retooled federal parent PLUS Loan may give parents options for financing tuition as college savings-plans begin to bear less fruit. Read more arrow



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BOOKS

With This Debt, I Thee Wed
Sour economies don't just destroy jobs and wealth -- they can tear apart marriages too. In this adaptation from his book, WSJ reporter Jeff D. Opdyke describes challenges couples face dealing with debt and how to address them. Read more arrow

Readers' Recommendations: What to Read in the Financial Crisis
Wall Street Journal readers give their suggestions for what personal finance and economic history and analysis books to read right now. Read more arrow


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CAREERS

Does Avoiding a 9-to-5 Grind Make You a Target for Layoffs?
As layoffs spread, part-timers, flex-timers and telecommuters fear they'll be the first to go. Hanging onto a flexible work setup requires planning—and luck. Read more arrow

First, Know Yourself
When it comes to career reinvention, too many people make a fundamental mistake: They don't know themselves. But by investing some time in assessing your personal likes and dislikes—and your strengths—you can get a better handle on your next move. Read more arrow

The Interview That'll Bag a Job
In today's job market, getting an interview is a feat, and many unemployed candidates blow it by appearing desperate or bitter. Here are ways to stand out for the right reasons. Read more arrow

Take That Skill, Use IT
Identifying your unique skills is key to jumping into another field or industry. Read mORE arrow

Coping When a Close Co-Worker Is Laid Off
Losing a friend at work to a layoff can be stressful, but you'll need to deal with the situation. Read mORE arrow

Job Fears Make Offices All Ears
While workplace eavesdropping has been going on for ages, fears about layoffs and corporate restructuring have left employees more attentive to what's going on around them. Read more arrow

No-Layoff Policies Crumble
The seepening recession is prompting layoffs at long-established employers that avoided job cuts in previous downturns. Read more arrow

Avoiding the Ax: Where the Jobs Are
While the employment landscape looks sparse right now, the outlook for 2009 isn't uniformly bleak—and is downright bright in some recession-resistant industries. Read more arrow

'Where'd My Job Go?'
At a time when hiring for college graduates is flat-lining, many young adults are seeing their start dates pushed back and their job offers rescinded. Read more arrow



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WORK-LIFE

Cupcakes and Cattle Breeding: Teens Turn to Summer Start-Ups
Faced with the darkest summer-job market in decades, teens are turning to entrepreneurship. Here are a few tips for teens considering start-ups. Read more arrow

Children Find Meaning in Family Tales
As parents cut budgets, many are finding family stories have surprising power to help children through hard times. Read more arrow

You've Raised the Children; Time for a Job?
After being a stay-at-home parent, deciding on the right time to go back to work -- and which kind of work -- can be difficult. Read more arrow

No Waiting: Younger Women Are Saying Yes to Motherhood
For nearly 40 years, women have been delaying childbirth longer and longer, partly to launch careers. Now, this trend may be ending. Read more arrow

Do You Want An Internship? It'll Cost You
Faced with a dismal market for college summer internships, a growing number of anxious parents are pitching in to help -- by buying their kids a foot in the door. Some are paying for-profit companies to place their college students in internships that are mostly unpaid. Read more arrow